What is Klarna?
Klarna is your smart financial partner for a relaxed shopping experience – whether online or in-store. With just a few clicks, you can process your payment securely and maintain full control over your costs at all times. Decide how you pay!
Choose between:
- Instant payment – secure and direct
- Payment in 30 days – conveniently by invoice
- 3 or 6 interest-free installments – at no additional cost
- Flexible rates – tailored to your needs
Your benefits at a glance
Free installment payments
3 months : Split your purchase into 3 monthly installments – 0% interest, no fees .
6 months : Enjoy the same service for 6 months – also interest-free and fee-free .
Flexible refund
If something doesn't fit, you can easily return your order and stop your payment.
Full transparency
In your Klarna app, you can see at any time which installments are outstanding, when payments are due and how much you still owe.
Questions about installment payments
Can I use Klarna installment payments?
To use Klarna, you must meet the following criteria:
- You are resident in Germany or Austria.
- You are at least 18 years old.
- You have a valid bank card or bank account.
- You have a proven positive credit rating.
How does installment payment work?
How it works:
- When paying, select the “Pay in installments” option.
- Choose the payment plan that suits you.
- Follow the steps and enter your details.
- You will find out immediately whether we can offer you installment purchase or not.
Once we ship your order, you will receive an email from Klarna with your payment plan.
If you do not see the installment payment option, please contact Klarna customer service directly.
What amounts can I finance with installment purchase?
With Klarna's financing service, you can pay for your purchase in fixed or flexible monthly installments according to the terms and conditions specified at checkout. Installment payments are available for amounts up to €5,000 in Germany and Austria.
Can I also finance a bag over €5,000 by installment purchase?
Yes, purchase a voucher in advance. The voucher value should be the difference between the value of the goods and €5,000. The voucher code will be sent to you directly via email, and you can then apply it. The reduced price in your shopping cart will then allow payment via Klarna.
I'm not seeing Klarna Installment Purchase. What now?
For data protection reasons, we do not have access to credit information. Please contact Klarna customer service directly for information about your credit check.
To whom do I pay the amount due?
Please pay the respective amounts due to Klarna. You will receive the account details from Klarna after your order.
Further information
You can find all further information directly on the Klarna website or via Klarna customer service .
